Personal Loan

Personal Loan

Consumer loan granted  for Personall (Medical), Family (Education,Vacation), or Household (Extension, Repairs, Purchase of Air Conditioner,Computer, Refrigerator, etc.) use, as Opposed to Business or Commercial Use. Such loans are either Unsecured, or Secured by the  asset purchased or by a co-signor (guarantor). 

Unsecured loans (calledsignature loans) are advanced on the basis of the borrower's credit-history and ability to repay the loan from Personall income. 

Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan  something?

What is Personal Loan??

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What is Personal Loan?

It is a type of unsecured loan and helps to meet your current Financial needs. You don’t need any security/collateral while availing it.

 Personal Loan gives you the flexibility to use the Funds as per your convenience and need. Personal Loan is your solution for instant cash and can be used for Traveling, Wedding, Medical Emergency, Home Renovation, or anything else.

 To know how to get an easy Personal Loan, first check the Personal Loan Eligibility criteria. Know your EMIs using the Personal Loan EMI Calculator and apply for a Personal Loan to finance your needs. Make sure you maintain a good credit score and a clean credit history to avail Personal Loan easily.


Following are the sub categories for which you may apply for Personal Loan:

                 1.....Loan for Supporting Weddings:

You may take a Personal Loan to support you own wedding. In India it is very prominent reason for taking Personal Loan as the “big, fat Indian wedding culture’ is known to all the financial institutes. They will offer you wedding loan start from buying the jewelry to support the wedding events

Home Renovation Loans:

Banks does provide Personal Loan even for renovation of the home. These loan are tailor made as per your requirements.

                 3........Vacation/Trave Loans

Holidaying is becoming expensive by the day. As new horizons beckon, the wanderlust in you would love to go places. Personal Loans for travel are now part of the portfolio of most lenders.

Debt Merging Loans or Debt Consolidation Loans:

A debt merging loan helps you to syndicate many different liabilities under one umbrella. Merging makes it easier for you to manage your liabilities. Instead of many EMIs, you pay just one. Besides, you can gain cheap interest rates as well.

Loan for Higher Education:

Education is costly and not easily available to everyone. Therefore, education loans are very important. Almost all banks in India offer education loans and the demand has remained steady.

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Cabin Crew Career Guide
Pragati Srivastava [ Air Hostess ]
Capt Shekhar Gupta [Pilot]
Language: English
Cost : USD $100  [ International ] 
Indian INR 699

Pilot’s  Career  Guide
Shekhar Gupta
Rating: Not yet rated. 
Published: July 13, 2013 
Language: English
ISBN: 9781301650040

Pilot’s Career Guide

Nonfiction » Career Guides » Education

Nonfiction » Career Guides » Transportation

Cover for 'Pilot’s  Career  Guide'
Shekhar Gupta
Rating: Not yet rated. 
Published: July 13, 2013 
Words: 26,240  ( Approximate )
Language: English
ISBN: 9781301650040
Cost : USD $100  [ International ] 
Indian INR 1,000