Story of Hotel Ashoka

Story of Hotel Ashoka
Sell ​​everything campaign
After 8  years of independence and a total of 7 years of republican India.
Imagine, in 1955, there was the 8th UNESCO summit, Paris was very enthusiastic to listen to Pandit Nehru, Nehru was seen as a  Great Leader in the most powerful countries of the world, although the notoriety of the rich countries was confined to India's federal There was apprehension about democracy, in their eyes, India could not maintain the federal structure for a long time. When Nehru's speech happened, on the second day, France's big newspaper wrote Chef intellectual du pays pillé des Britanniques "Intellectual leader of the British looted country".

Nehru offered to hold the 9th UNESCO conference in India, the decision was not agreed for two days, then the friends of Russia later told Nehru that this consent has been filled to demolish the credibility of India, UNESCO-like organization in India There is nothing in keeping with the standard for the event, how will it be done in a year, nor is there a 5-star facility for the living of the representatives of the world, nor the Panchsitara Conference Hall, the opponents present in the country declared it as Nehru's logical mistake.

Everyone listened to Nehru, the same thing happened, Nehru listened to everything, and he listened to all the bad. Nehru gave the best two architects of the country, E.B. Called the doctor and RA Gehlot and shared the design of the mind, the architects said that to make your design come true, you need at least 20 acres of land and at least Rs 2.5 crores, which in the current situation is far-fetched. Are seen.

 Nehru listened to him and asked him to start work after a month, the next day Nehru called the Prince of Jammu and Kashmir, Dr. Karan Singh, and shared the dream, in 9 days, the Prince settled all 25 acres of his farmland. The parkland was donated to the Government of India, then Nehru called and shared the friend Raghunandan Saran who was the trustee of the Azad Hind Fauj Sainik Aid Kosh of Congress. Friends of the same trust donated cash to the Government of India as much as possible, and then it stood up in 1956 for 10 months and 28 days and became the first public sector five-star hotel in India at a cost of 3 crores "The Ashoka" !! Chanakyapuri Delhi !!

On 5 November 1956, when Nehru welcomed UNESCO's world guests to the Hotel Ashoka's Conference Hall, the guests' fingers were tainted in the largest pillar equipped hall, but the eyes of representatives of devious countries invited by the intention of the Challenge. It was torn because the blood of eyes was moving to shame and dripping, but seeing Nehru in front, there was no option but to drink the shame.

This hotel had more than developed countries which was beyond their imagination, it was a highly disciplined decorum and delicious nutritious traditional dishes of rural areas of India. Which he ate for the first time in his life.

Today, the government is putting out a tender to sell this precious glorious legacy of selfless charities, planners and selfless servants who have made India's land a sovereign country, which neither their own nor its ideology has contributed to it.

The Ashoka Hotel is now a heritage and a property that can be run properly and brought into profit. But even by selling every heritage and profitable venture of the country, the Modi government has to run its non-essential and wasteful expenditure. 20,000 crore rupees and 800 crore Boeing Aircraft to be purchased for PM on Central Vista
This Modi government is concerned with academic, scientific and cultural heritage.
This is intellectual dwarfism, but they forget that dwarfism is a genetic disease, not an achievement !!
Oppose the sale of Hotel Ashoka, a symbol of the country's identity, and every venture made with the money of the public, which is helpful in the progress of India by being profitable.

होटल अशोका की कहानी

 सब कुछ बेच दो अभियान 

आजादी के कुल आठ साल और कुल 3 साल का गणराज्यीय भारत ।  

कल्पना कीजिये तो , 1955 में  यूनेस्को का 8वां  शिखर सम्मेलन था, पंडित  नेहरू को सुनने के लिये पेरिस में बड़ी गहमागहमी थी, दुनिया के ताकतवर देशों में नेहरू को एक तिलस्माई नेता के रूप में देखा जाता था, हलांकि  सम्पन्न देशों की कुटिलता भारत के संघीय लोकतंत्र को लेकर आशंकित रहती थी ,उनकी नजरों में भारत  बहुत लम्बे समय तक संघीय ढांचे को बरकरार नहीं रख सकने वाला था। नेहरू का भाषण हुआ  तो दूसरे दिन के फ्रान्स के बड़े अखबार ने लिखा Chef intellectuel du pays pillé des Britanniques "अंग्रेजों के लूटे हुए देश का बौद्धिक सम्पन्न नेता "

नेहरू ने यूनेस्को का 9वां सम्मेलन भारत में करने की पेशकश की, दो दिन तक निर्णय न हुआ फिर हामी भरदी गयी रूस के मित्रों ने नेहरू को बाद में बताया कि  ये हामी भारत की साख गिराने को भरी गयी है , भारत में यूनेस्को जैसी संस्था के आयोजन के लिये  मानक के अनुरूप कुछ भी नहीं है, कैसे एक साल में कर लोगे, न विश्व के प्रतिनिधियों के रहने खाने लायक 5 सितारा सुविधा न  पंचसितारा कान्फ्रेस हाल, देश में मौजूद विरोधियों ने इसे नेहरू की लोजिस्टिकल भूल घोषित कर दिया ।

नेहरू सुनते सब की थे,  वही हुआ भी, नेहरू ने हर खरी खोटी ,भली बुरी सब सुनी नेहरू ने देश के सबसे बेहतरीन तत्कालीन  दो वास्तुकारों  ई. बी. डॉक्टर और आर ए गहलोते को अपने पास बुलाया  और मन का डिजाइन साझा कर दिया , वास्तुकारों ने कहा आपके  डिजाइन को साकार करने के लिये कम से कम 20 एकड़ जमीन और कम से कम 2.5 करोड रूपये की दरकार है जो वर्तमान हालात में दूर की कौड़ी नजर आते हैं ।

 नेहरू ने उनकी बात सुनी और एक महीने बाद काम शुरू करने को कह दिया, अगले दिन  नेहरू ने सुबह जम्मू कश्मीर के राजकुमार रीजेन्ट डा0 कर्ण सिंह को अपने पास बुलाया और सपना साझा किया, राजकुमार ने  9 दिन में सारी फार्मेलिटी निपटा के  अपनी  25 एकड़ पार्कलैंड भारत सरकार को दान कर दी, फिर नेहरू ने  मित्र रघुनन्दन सरन जो कांग्रेस के आजाद हिन्द फौज  सैनिक सहायता कोष के ट्स्टी थे को बुलाया  और बात साझा की । इसी ट्रस्ट के मित्रों ने यथा संभव भारत सरकार को नकद रूपये दान किये, और  फिर 10 महीने 28 दिन के दिन रात मिला कर 1956 में  खडा हो गया  कुल 3 करोड की लागत से भारत का सार्वजनिक क्षेत्र का  पहला पंच सितारा होटल "द अशोक " !! चाणक्यपुरी दिल्ली !!

5 नवम्बर 1956 को जब नेहरू ने होटल अशोक के कान्फ्रेन्स हाल में UNESCO  की दुनिया के अतिथियों का स्वागत किया तो अतिथियों की उंगलियां तो  सबसे बडे पिलर लैस हाल में दांतों तले ही थीं किन्तु  चैलेन्ज की मंशा से न्योता देने वाले कुटिल देशों के प्रतिनिधियों की आंखें फटी की फटी थीं क्योंकि आंखों का खून शर्म बन कर टपकने को  उमड रहा था किन्तु सामने नेहरू को देख कर शर्म को पीने के सिवा कोई चारा न था ।

इस होटल में  विकसित देशों के इतर और भी कुछ था  जो उनकी कल्पना के भी परे था वो था बेहद अनुशासित डेकोरम और भारत के ग्रामीण अंचलों के स्वादिष्ट पौष्टक पारंपरिक व्यन्जन । जो उन्होंने   अपने जीवन में पहली बार खाये थे । 

भारत की जमीन को एक सम्प्रभु देश बनाने वाले निस्वार्थ दानियों , योजनाकरों और निस्वार्थ सेवकों  की ये अनमोल गौरवशाली  विरासत  आज वो सरकार बेचने को टेंडर निकाल रही है जिसकी न तो खुद ना ही उसकी विचारधारा का  इसे बनाने में कोई योगदान है ।

अशोक होटल अब एक धरोहर है और ऐसी संपत्ति है जिसे ठीक से चलाकर मुनाफ़े में लाया जा सकता है। पर  देश की हर धरोहर और मुनाफ़ादार उपक्रम को बेच कर भी मोदी सरकार को अपने ग़ैर ज़रूरी और फिजूल खर्च चलाने है। सेंट्रल विस्टा पर २०००० करोड़ रू और 800 करोड का बोइंग जहाज़ पीएम के लिये खरीदना है
इस मोदी सरकार को शैक्ष्रिक, वैज्ञानिक और सांस्कृतिक हर धरोहर से चिढ है !
यह बौद्धिक बौनापन है  लेकिन वो ये भूल जाते है कि बौनापन आनुवंशिक बीमारी है उपलब्धि नहीं !!

देश की अस्मिता के प्रतीक होटल अशोक एवं जनता के पैसे से बने हर उस उपक्रम  को बेचने का विरोध करिये जो मुनाफ़ा में हो कर भारत की तरक़्क़ी में सहायक है।

Investment Plan for 10 years by Kanika Mangal [MBA FA] Manager Fintech AirCrews Aviation Pvt. Ltd.

Investment Plan for 10 years #Gold
#Real Estate
#Mutual Funds
#Fixed deposits

Gold Investment
There are a plethora of precious metals, but
gold is placed in high regard as an investment. Due to some influencing factors such as high liquidity and inflation-beating capacity, gold is one of the most preferred investments in India. Gold investment can be done in many forms like buying jewelry, coins, bars, gold exchange-traded funds, Gold funds, sovereign gold bond scheme, etc.
Gold in the form of jewellery is not only used as a wearable but also works as a tool to tide over financial emergencies. So, buying gold has traditionally been a financial support.
There are ways of owning gold - paper and physical. You can buy it physically in the form of jewellery, coins, and gold bars and for paper gold you can use gold exchange traded funds (E.T.Fs) and sovereign gold bonds (S.G.B.s). Then there are gold mutual funds (fund of funds) which further invest in gold E.T.Fs. There are gold MFs (fund of funds) which invest in the shares of international gold mining companies.

Indians certainly cherish possessing gold. But owning it in the form of jewellery has its own concerns about safety, high costs, and outdated designs. Then there are the 'making charges', which could prove to be a costly affair. The making charges on gold jewellery, which typically ranges between 6 percent and 14 percent of the cost of gold (may go as high as 25 percent in case of special designs) are irrecoverable.

Gold Coin Scheme
Gold coins can be bought from jewellers, banks, non-banking finance companies, and now even e-commerce websites. The government has launched ingeniously minted coins which will have the National Emblem of Ashok Chakra engraved on one side and Mahatma Gandhi on the other. The coins are available in denominations of 5 and 10 grams while the bars will be for 20 grams.

Gold savings schemes
Gold or jewellery savings schemes come in two forms. A typical one allows you to deposit a fixed amount every month for the chosen tenure. When the term ends, you can buy gold (from the same jeweller) at a value that is equivalent to the total money deposited, including a bonus amount. This conversion is done at the gold price prevailing on maturity. In most cases, the jeweller adds a month's instalment at the end of the tenure as a cash incentive or may even offer a gift.

Gold exchange traded funds (ETF)
An alternate way of owning paper gold in a more cost-effective manner is through gold exchange traded funds (Gold ETF). Such investments (buying and selling) happens on a stock exchange (NSE or BSE) with gold as the underlying asset. What's more, the high initial buying and even selling charges that go into owning jewellery, bars or coins gives an extra edge to the low-cost gold ETF

Digital gold
you can now purchase gold coins, bars and jewellery online. 'Digital Gold', is offered on the mobile wallet platform of Paytm and 'GoldRush' is offered by the Stock Holding Corporation of India on their website, while Motilal Oswal has launched Me-Gold, a digital gold online investment. All of these are offered in association with MMTC - PAMP, (a joint venture between public sector MMTC and Switzerland's PAMP SA)

How to Invest in Gold: Best Gold Investment Plans
Coming to the most important part which deals with – “How to invest money in gold.” Well, there are some conventional and modern types of gold investments preferred by people. In conventional forms, it was just buying physical gold in the forms of jewelry, coins, billions, or artifacts. The scenario has changed nowadays and investors have more options to invest such as Gold ETF and Gold funds.

This major retirement horizon for investors is called the intermediate term and it’s for those who are going to retire in 10-20 years.
With an intermediate-time horizon, you should choose properties in a mixture of growth and income-based neighborhoods. These neighborhoods have strong local economies, healthy job markets, and continued plans for expansion. By investing in these neighborhoods, your properties should generate enough cash flow to pay for the mortgage, cover expenses, and provide some cash flow for the future. Unlike investors with a shorter time horizon, you have more time and flexibility to tailor your real estate strategy. Investors in this group should choose leverage to maximize their overall buying power. Investors with a 10 to 20-year timeframe should opt for a 15-year fixed mortgage, which means the portfolio of properties will be fully paid for near or before retirement.
At this point in your career, you’ve most likely grown capital by investing in numerous assets like stocks and bonds. While your assets have time to recover from a serious stock market correction, you shouldn’t tolerate too much risk to your portfolio. This also applies to your real estate investments.

The key is to invest in multiple markets to mitigate your overall risk through diversification. The majority of your real estate investments should be in stable neighborhoods with less risk. You could also choose to add a few higher level-of-risk properties to reap potentially higher gains. By diversifying into multiple neighborhoods with varying degrees of risk, you’ll be able to protect your portfolio while simultaneously growing your capital.

Mutual Funds
Many investors who have put money into equities through Systematic Investment Plans (SIP) in the past five years and even beyond have reason to be disappointed. While 10-year SIP returns of various equity schemes have been in single digits, there are some that managed to outperform peers and the benchmark indices. ET takes a look at five funds across categories in which SIP returns have been 13-16 per cent over a 10-year period. open for lump sum investment only since March end, this fund is one of the most sought after in the small-cap space. It follows a bottom-up strategy for stock picking with a strong emphasis on management quality, return on equity and valuations. The portfolio has 45-50 stocks with the top 10 bets accounting for 37 per cent of the portfolio. It has consistently outperformed its benchmark by a decent margin over 1, 3, 5 and 10-year periods. A fund in the large and midcap category, the proportion of the large-cap and mid-cap stocks in the portfolio is 55:45. Knowing for managing its risk well that has helped generate superior returns, the scheme avoids concentrated bets and caps exposure to mid- and small-cap stocks at 3-4 per cent in the portfolio. Some of the companies preferred by the fund are those who gain market share, good ROCE and backed by strong management.

Fixed Deposits
Deposit is a financial instrument available at any bank, where an individual can save a part or all of his savings. You can deposit the amount with a bank/lender for 1 month to 10 years. This can earn you a fixed sum as interest monthly/quarterly/annually. In this article, we will tell you everything you want to know about FD. Fixed deposits is a good choice for people who have some extra lump sum amount, which they don’t need to use at the time. It ensures capital protection as well as a uniform flow of income. However, the returns are not inflation-beating. If you are somewhat risk-averse and do not want equity exposure, FD is for you. Debt mutual funds also serve this purpose and give higher returns. Though they are more tax-efficient than FDs, returns are subject to market risks.

Why you need diversification in Investments
Diversification is a technique that reduces risk by allocating investments among various financial instruments, industries, and other categories. It aims to maximize returns by investing in different areas that would each react differently to the same event.
Most investment professionals agree that, although it does not guarantee against loss, diversification is the most important component of reaching long-range financial goals while minimising risk. Here, we look at why this is true and how to accomplish diversification in your portfolio.

Different Types of Risk
Investors confront two main types of risk when investing. The first is undiversifiable, which is also known as systematic or market risk. This type of risk is associated with every company. Common causes include inflation rates, exchange rate , political instability, war, and interest rates. This type of risk is not specific to a particular company or industry, and it cannot be eliminated or reduced through diversification—it is just a risk investors must accept.

The second type of risk is diversifiable. This risk is also known as unsystematic risk and is specific to a company, industry, market, economy, or country. It can be reduced through diversification. The most common sources of unsystematic risk are business risk and financial risk . Thus, the aim is to invest in various assets so they will not all be affected the same way by market events.

Why You Should Diversify
Let's say you have a portfolio of only airline stocks. If it is announced that airline pilots are going on an indefinite strike and that all flights are cancelled, share prices of airline stocks will drop. That means your portfolio will experience a noticeable drop in value.
If, however, you counterbalanced the airline industry stocks with a couple of railway stocks, only part of your portfolio would be affected. In fact, there is a good chance the railway stock prices would climb, as passengers turn to trains as an alternative form of transportation.
But, you could diversify even further because there are many risks that affect both rail and air because each is involved in transportation. An event that reduces any form of travel hurts both types of companies. Statisticians, for example, would say that rail and air stocks have a strong correlation.
Therefore, you would want to diversify across the board, not only different types of companies but also different types of industries. The more uncorrelated your stocks are, the better.
It's also important to diversify among different asset classes. Different assets such as bonds and stocks will not react in the same way to adverse events. A combination of asset classes will reduce your portfolio's sensitivity to market swings. Generally, bond and equity markets move in opposite directions, so if your portfolio is diversified across both areas, unpleasant movements in one will be offset by positive results in another.
And finally, don't forget location, location, location. Diversification also means you should look for investment opportunities beyond your own geographical borders. After all, volatility in the United States may not affect stocks and bonds in Europe, so investing in that part of the world may minimize and offset the risks of investing at home.

Problems with Diversification
While there are many benefits to diversification, there may be some downsides as well. It may be somewhat cumbersome to manage a diverse portfolio, especially if you have multiple holdings and investments. Secondly, it can put a dent in your bottom line. Not all investment vehicles cost the same, so buying and selling may be expensive—from transaction fees to brokerage charges. And since higher risk comes with higher rewards, you may end up limiting what you come out with.

There are also additional types of diversification, and many synthetic investment products have been created to accommodate investors' risk tolerance levels. However, these products can be very complicated and are not meant to be created by beginner or small investors. For those who have less investment experience, and do not have the financial backing to enter into hedging activities, bonds are the most popular way to diversify against the stock market.

Unfortunately, even the best analysis of a company and its financial statements cannot guarantee it won't be a losing investment. Diversification won't prevent a loss, but it can reduce the impact of fraud and bad information on your portfolio.

How Many Stocks You Should Have
Obviously, owning five stocks is better than owning one, but there comes a point when adding more stocks to your portfolio ceases to make a difference. There is a debate over how many stocks are needed to reduce risk while maintaining a high return.

The most conventional view argues that an investor can achieve optimal diversification with only 15 to 20 stocks spread across various industries.

The Bottom Line

Diversification can help an investor manage risk and reduce the volatility of an asset's price movements. Remember, however, that no matter how diversified your portfolio is, risk can never be eliminated completely.

You can reduce the risk associated with individual stocks, but general market risks affect nearly every stock and so it is also important to diversify among different asset classes. The key is to find a happy medium between risk and return. This ensures you can achieve your financial goals while still getting a good night's rest.

Reason for the Slowing of the Economy of India Since last 5 years

Reason for the Slowing of the Economy of India Since last 5 years

Demonetisation that happened in November 2016, dealt a severe blow to consumption, leading to a vicious cycle of job loss and lower income, which led to further drop in demand (what economists call the multiplier effect). Next shock came in the form of a reform — when GST was rolled out in July 2017. This had a knock out effect on exports growth in the year of implementation because of delay in refunds to exporters.
Just as the effects of DeMo & GST were petering out, the IL&FS crisis triggered the Non Banking Financial Companies' (NBFC) credit crunch in 2018. By 2018-end, weakening global trade and GDP growth, led by US- China tariff wars, had caught up, amplifying the impact.

Since 2016-17, the monetary policy was focused on inflation control, which ensured interest rates remained hard. The combined fiscal deficit of the Centre and the state was high. And the government committed to lowering its fiscal deficit, left little wiggle room for government to increase its spending to pump-prime the economy.


With the US-China trade war, global sentiments have remained poor, making the prospects of an export led growth bleak. Add to that, a looming Brexit with its pioneer Boris Johnson now the PM of UK. All this made the economic outlook appear bleak.
Crude prices favoured Modi in the first three years of his first term, but prices have firmed up after that, putting inflationary pressure.
The NPA ratio worsened throughout the UPA-II term and is still quite high. But no sooner did the NPA ratio start improving in fiscal 2019, the NBFC stress started building up. Stress in NBFCs percolates faster than public banks, because of its greater interconnectedness to mutual funds, banks, and corporate sector.

Non-food inflation continued to surpass food inflation in the past two years, amounting to income transfers from rural to urban areas.
Farm income could get a leg-up from the government’s income transfer scheme, and a rise in food prices would boost the terms of trade, which could make things better in the second half of this fiscal.

According to Ashu Suyash, managing director and CEO, CRISIL, "Given the crosswinds, the sops announced so far might not be enough to pitchfork growth in this fiscal to, or above, the past 14-year average of 7% per annum. Policy action looks more attuned to consumption than investment demand, which means consumption will be the first to ascend as the tide turns."

ICRA, too, has flagged concerns
Data from ICRA too shows that seven out of 16 key segments contracted in the last one year. Aditi Nayar, principal economist ICRA says, “The performance of the early economic indicators was unfavourable in June 2019, with as many as 12 of the 16 indicators displaying a deterioration in the year-on-year growth. Moreover, seven of the indicators recorded a year-on-year contraction in June 2019, which is likely to weigh upon industrial growth in June 2019.

“In addition, the quarterly trends for Q1 FY2020 compared to Q1 FY2019 reveal a broad-based deterioration in the growth trajectory. For instance, the performance of 12 of the 16 indicators weakened in Q1 FY2020 compared to Q1 FY2019, such as, auto production, Coal India Limited’s (CIL’s) output, thermal electricity generation, non-oil exports, port cargo traffic, rail freight, passengers carried by domestic airlines, as well as ATF and diesel consumption. Furthermore, auto production, non-oil exports, and ATF consumption recorded a YoY contraction in Q1 FY2020”, adds Nayar


Pooja Parab

Pooja Parab