Person of Indian Origin [PIO] becomes the Global CEO or Prime Minister of any Corp / Country,

Whenever a Person of Indian Origin [PIO] becomes the Global CEO or Prime Minister of any Corp / Country, 

We either

Start hating yourself or

Feel like we are now controlling foreign corporate and that person will focus on Indian interests!

Truth:

From Pepsi to Google to Microsoft to Twitter CEOs, the first KRAs remain their respective corporate interests…more

The ugly truth is, they are only of Indian origin... not Indian.. Nobody has Indian citizenship. They have surrendered their Indianness long ago…

so grow up and feel proud of those people who are in india or who have indian passport..have a lot of affinity towards india and are benefiting india from years only

Indians love to be proud of CEOs of Indian origin based in other countries. But in India people hate the same tribe the most…

Ambani, Adani, Tata, Birla... They lived in India, made Indian products, made companies for the Indian people, created huge shareholder wealth for the common man, Digital space, Renewable energy sector, O&G, Food supply chain Revolutionized clothing, telecommunications, defense backbone, shipping, etc., so that HEADLESS CHICKENS could FREE, PROMISE THEM. The truth is that we Indians are a bunch of emotional idiots. Nothing else.

20 Nadella, 200 Pichai and 1000 Parag 10 times, Tata Birla Bajaj has created more money and jobs for the nation - yet it is in India that the Ambani-Adani hate...

We are a nation that worries about brain drain and misuse of wealth creators in the nation...

India is becoming the world's fastest growing startup ecosystem with over 70 unicorn (a startup company with a valuation of over $1 billion) startups, 40 in 2021!!! This is no longer America and China,


The Tata group has 750,000 employees.

L&T employs 3,38,000 people.

Infosys has 2,60,000 employees.

Mahindra has 2,60,000 employees.

Bajaj Industries has 2,36,000 people.

Wipro has 2,10,000 employees.

HCL has 1,67,000 employees.

HDFC Bank has 1,20,000 employees.

ICICI Bank has 97,000 employees.

TVS Group has 60,000 employees.

Just these ten companies together give employment to about 25 lakh Indians and give them very respectable salaries.


These 25 lakh corporate jobs are more than half of the total central government jobs (48.34 lakh)!


Government provides employment to more than one crore people (1%) and private and organized sector provide 6-8% and rest 92% are employed in unorganized sector.


Respect the private sector.


Worship millionaires and billionaires.


Cheers to the job creators.


They are creating livelihood for millions of Indians! Don't listen to failed socialist politicians ruining the economic potential of 3 generations in India.


If you want a bright future for the generations to come, India needs thousands of new corporations that create high paying jobs!


Proud to be an Indian, from inside as well as outside.


जब भी भारतीय मूल का कोई व्यक्ति ग्लोबल सीईओ या किसी भी देश का प्रधानमंत्री बनता है तो हम या तो

खुद से घृणा करने लगते हैं या

ऐसा महसूस करते हैं कि अब हम विदेशी कॉरपोरेट को नियंत्रित कर रहे हैं और वह व्यक्ति भारतीय हितों पर ध्यान केंद्रित करेगा!

सच्चाई:


पेप्सी से लेकर गूगल तक माइक्रोसॉफ्ट से लेकर ट्विटर सीईओ तक के पहले KRA उनके संबंधित कॉर्पोरेट हित ही रहते है…और

बदसूरत सच्चाई ये है की , वे केवल भारतीय मूल के हैं ... भारतीय नहीं..किसी के पास भारतीय नागरिकता नहीं है। उन्होंने बहुत पहले अपनी भारतीयता का आत्मसमर्पण कर दिया है …

इसलिए बड़े हो जाओ और उन लोगों पर गर्व महसूस करो जो भारत में हैं या जिनके पास भारतीय पासपोर्ट है ..भारत के प्रति बहोत आत्मीयता रखते है ओर भारत को बर्षो से फ़ायदा ही फायदा करा रहे है

भारतीयों को अन्य देशों में स्थित भारतीय मूल के सीईओ पर गर्व करना पसंद है। लेकिन भारत में लोग उसी जनजाति से सबसे ज्यादा नफरत करते हैं…


अंबानी, अदानी, टाटा, बिरला... उन्होंने भारत में रहकर भारतीय उत्पादों का निर्माण किया, भारतीय लोगों के लिए कंपनियां बनाईं, आम आदमी के लिए बड़ी शेयरधारक संपत्ति बनाई, डिजिटल स्पेस, नवीकरणीय ऊर्जा क्षेत्र, ओ एंड जी, खाद्य आपूर्ति श्रृंखला, कपड़े, दूरसंचार रक्षा रीढ़, शिपिंग, आदि आदिमें क्रांति ला दी ताकि HEADLESS CHICKENS 🤔 नि: शुल्क,उनका दुष्प्रचार कर सकें😫। सच तो यह है कि हम भारतीय इमोशनल मूर्खों का झुंड हैं। और कुछ नहीं।


20 नडेला, 200 पिचाई और 1000 पराग 10 गुना गुना, Tata Birla Bajaj ने राष्ट्र के लिए इससे अधिक धन और नौकरियां पैदा की हैं - फिर भी भारत में ही अंबानी-अडानी को मिलती है नफरत...


हम एक ऐसा राष्ट्र हैं जो ब्रेन ड्रेन के बारे में चिंता करता है और राष्ट्र में वेल्थ क्रिएटर्स का दुरुपयोग करता है ...


भारत 70 से अधिक यूनिकॉर्न (1 बिलियन डॉलर से अधिक के मूल्यांकन के साथ एक स्टार्टअप कंपनी) स्टार्टअप, 2021 में 40 के साथ दुनिया का सबसे तेजी से बढ़ने वाला स्टार्टअप इकोसिस्टम बन रहा है !!! यह अब अमेरिका और चीन नहीं है,

टाटा समूह में 7,50,000 कर्मचारी हैं।

एलएंडटी में 3,38,000 लोग कार्यरत हैं।

इंफोसिस में 2,60,000 कर्मचारी हैं।

महिंद्रा के पास 2,60,000 कर्मचारी हैं।

Bajaj  इंडस्ट्रीज के 2,36,000 लोग हैं।

विप्रो में 2,10,000 कर्मचारी हैं।

एचसीएल में 1,67,000 कर्मचारी हैं।

एचडीएफसी बैंक में 1,20,000 कर्मचारी हैं।

आईसीआईसीआई बैंक में 97,000 कर्मचारी हैं।

टीवीएस समूह में 60,000 कर्मचारी हैं।

बस ये दस कंपनियां मिलकर लगभग 25 लाख भारतीयों को रोजगार देती हैं और उन्हें बहुत सम्मानजनक वेतन देती हैं।


ये 25 लाख कॉर्पोरेट नौकरियां कुल केंद्र सरकार की नौकरियों (48.34 लाख) के आधे से अधिक हैं!


सरकार एक करोड़ से अधिक लोगों (1%) को रोजगार प्रदान करती है और निजी और संगठित क्षेत्र 6-8% प्रदान करते हैं और बाकी 92% असंगठित क्षेत्र में कार्यरत हैं।


निजी क्षेत्र का सम्मान करें।


करोड़पति और अरबपतियों की पूजा करें।


नौकरी देने वालों के लिए जयकार।

वे लाखों भारतीयों के लिए आजीविका पैदा कर रहे हैं! भारत में 3 पीढ़ियों की आर्थिक क्षमता को बर्बाद करने वाले असफल समाजवादी राजनेताओं की बात न सुनें।

यदि आप आने वाली पीढ़ियों के लिए उज्ज्वल भविष्य चाहते हैं, तो भारत को ऐसे हजारों नए निगमों की आवश्यकता है जो उच्च वेतन वाली नौकरियों का सृजन करते हैं!

️भारतीय होने पर गर्व है, अंदर से और बाहर से भी ।

Risk and Reward in Mutual Funds by Pranita Jagtap

Risk and Reward in Mutual Funds

by @ Pranita Jagtap


What are the Risks and Rewards of Mutual Fund Investment?

Mutual funds are regarded as one of the safest investments around as they diversify the money across a multitude of equity and debt instruments. The experienced fund managers use their years of expertise to balance the portfolio and ensure a good return for the investors. Besides, these managers also keep an eye on the investment objectives of different funds. So, their mode of operation and investment strategy can differ from funds to funds. A fund manager ensures a proper mix of asset allocation to counter varied market situations and fulfill the objectives. The hard work put in by the manager often leads to a series of rewards for the investors to earn. So, let’s read out the rewards you can have while investing in a mutual fund.


Types of Rewards

Mutual funds have the potential to appreciate the growth of capital, generate regular income, provide liquidity, etc. All these can make your MF journey a memorable one.

Return

The return potential, particularly in the case of equity funds, is expected to be on the higher side. These funds invest predominantly in the stocks of different companies with distinct market capitalizations. The fund managers also look to widen the portfolio of investors by investing in various sectors of the economy. The capital appreciates on the back of positive cues developing in several sectors like automobile, information & technology, FMCG and others.


So, if you have a long-term investment approach, you can invest in equity funds and get the inflation-adjusted returns, which can be in the form of capital gains and dividends.


Pranita Jagtap

Fintech Manager

Air Crew Aviation Pvt Ltd.

pranita.fintech@gmail.com


CTC Vs IN HAND SALARY

 CASE STUDY ON 

CTC Vs IN HAND SALARY


Most people get shocked when they find out that the salary that hit their bank account is not exactly the same as the figure that they saw on the offer letter. This is because the figure mentioned in the Offer letter

is CTC (Cost-to-company) while what you get in hand is your net salary after various deductions (including taxes and EPF).

Most people often divide the annual CTC mentioned on the offer letter by 12 and expect that their monthly in-hand salary will be that amount.

But your CTC generally includes certain indirect benefits which may not be credited to your bank account but you are entitled to the same and your company is bearing the cost for the same. Also, deductions 

like taxes are not shown in the offer letter. This is why the CTC never matches the annual salary that hits your bank account? 

Let’s understand CTC and its various components.


What Is CTC?


CTC stands for Cost to a company.


If you are an employee, CTC is the value that your company is willing to spend on you during a financial year. Now, your CTC includes direct benefits like your basic salary, House Rent Allowance (HRA), 

Leave Travel Allowance or LT, special allowance, performance bonus, etc. CTC also includes indirect benefits like subsidized meals, company car facility, meal coupons, etc. And CTC also includes retirement 

benefit plans like Employee provident fund (EPF), gratuity, etc.


CTC = Direct Benefits + Indirect Benefits + Retirement Benefits


Let’s Understand This With An Example :


DIRECT BENEFITS :                   

Basic -    40,000

HRA -     15,000

LTA -      5,000

Special - 20,000 

Allowance


Gross Salary - 80,000


INDIRECT BENEFITS :

Meal coupons -  5,000

Company transportation facility - 10,000


Total Indirect Benefits - 15,000


RETIRALS :

EPF (employee+employer contribution) - 11,000

Gratuity - 4,000

Total Retirals - 15,000

Monthly CTC= Gross Salary + Indirect benefits + Retirals= Rs 1,00,000

What Is Net Salary Or Take-Home Salary?

From the above example we are clear that the monthly CTC is different from the net salary. That is because components like indirect benefits and retiral benefits don’t hit your bank account. Further, your net 

salary is not the entire amount that comes under the Direct Benefit part. Your ‘Net salary’ is calculated after deducting components like income tax from your Direct benefits.

Net Salary = Direct benefits - deductions like income tax, etc.

Let’s take the above example to understand the net salary calculation.

DIRECT BENEFITS :

Basic -    40,000

HRA -     15,000

LTA -      5,000

Special - 20,000 

Allowance

Gross Salary - 80,000

DEDUCTIONS :

Income tax - 6,000

Professional tax - 1,000

EPF - 4,000

Total Deductions - 10,000

Net/ Take-home salary = Gross salary – Deductions = 80,000 – 10,000 = Rs 70,000

Note that the above example is a generic representation of the difference between CTC and Net Take-home salary. 



Pragati Agrawal MBA 

Business Analyst

AirCrews Aviation Pvt. Ltd.

www.AircrewsAviation.com

Pragati@Air-Aviator.com 


Be Positive Progressive and Productive

 Be Positive Progressive and Productive

PPP

Be

Positive

Productive

Progressive

Professional


Be Positive Progressive and Productive


Create a Positive and Productive Work Environment?

Rumana

What is Positive Productivity?

Manisha

What are the   Most Important Things in a Progressive  Workplace?

by Surabhi

What is a Positive Productive Professional Working Environment?

by Madhurima

+++

What is Positive productivity?

Why is it more Productive to be Positive?

What is a Productive attitude?

Why is it important to be Positive?

How to stay Positive and Productive when working from home

Upgrade your Space

Manage your Energy. 

Set healthy boundaries. 

Maintaining a Positive outlook. 

Focus on the good things. 

Practice gratitude. 

Spend time with Positive people. 

Identify your areas of negativity.

Best Ways Positive Thinking Can Increase Productivity

All best Ways a Positive Attitude Can Make You More Productive

How Positivity Boosts Productivity 

Positive Thinking / More Productive, More Resilient, Smarter

Staying Positive and Productive at Work During Uncertainty


 


Positive productivity meaning,

Productive attitude meaning,

the source of inner peace is Positive thinking elaborate,

Positive attitude examples,

unProductive and negative attitude,

Positive attitude at work,

Positive attitude at work examples,

how to be Productive,












Top 10 BOB Mutual Funds By Madhurima Tiwari

 


Top 10 BOB Mutual Funds

By Madhurima Tiwari

1. Baroda Pioneer Treasury Advantage Fund The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments.. 

 

2. Baroda Pioneer Liquid Fund To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.. 

 

 

3. Baroda Pioneer Hybrid Equity Fund (Erstwhile Baroda Pioneer Balance Fund) The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.. 

 

 

4. Baroda Pioneer Short Term Bond Fund The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.. 

 

 

5. Baroda Pioneer Multi Cap Fund (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments..

 

 

6. Baroda Pioneer Large Cap Fund The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and money market securities. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.. 

 

 

7. Baroda Pioneer Conservative Hybrid Fund (Erstwhile Baroda Pioneer MIP Fund) To generate regular income through investment in debt and money market instruments and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.. 

 

 

8. Baroda Pioneer Banking And Financial Services Fund The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.. 

 

 

9. Baroda Pioneer Mid-Cap Fund The primary objective of the Scheme will be to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized..

 

 

10. Baroda Pioneer ELSS 96 The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961..

 

 

Campus to corporate is a life-changing transformation, and while it is possible that you may go back to studying for a while, it marks the beginning of your adulthood. It is a life transition that is exciting because you get to work in your dream job, earn money and enjoy spending it as you wish! Yet, it also marks all the responsibilities and duties that come with a job. From the carefree world of campus to corporate routine; a lot of changes.

 

College exhibits a unique system of ensuring smooth transition from academics to professional environment, which is a result of a well-structured interface with the industry & corporate world.This system opens an arena of opportunities for students in various sectors of corporate and industrial world. To enable the students to make the best of these opportunities, students are put through rigorous corporate programs which run concurrent to their academic programs along with close mentorship activities. These comprise industry/laboratory/corporate visits, field research work in specified areas, relevant domestic & international internship programs, interaction with industry/corporate leaders by way of guest lectures, seminars, HR Summits, Fintech, Hackathons, interdisciplinary events like Ami-fest and Sangathan etc.

 

Here are some tips for you that will make this easy.

 

Define Career Goals – If you woke up late in college life, you always had the chance to miss the first lecture and join the next one. But when you move from college to corporate life, you must be at the office in time every day.  

 

Embrace Discomfort – The biggest thing you sacrifice when you move from campus to corporate is your comfort zone. You ruled your time, and what you did with it, now you need to adhere to work timings and calls from work at all times of the day. 

 

 

Be Respectful always – You were probably a prankster in college and very friendly with a large group of friends who you made fun of. Things are going to change once you move from college to corporate.

 

 

Develop Work Ethics – During college life you might have abused your influence and got way with getting your work done by your juniors or teammates.

 

 

Learn to manage stress – The biggest problem when moving from college to corporate is the stress that accompanies you. 

 

 

Start Saving – The most exciting part of the life transition from college to corporate is money. The Salary Credit message at the beginning of every month means a whole lot of opportunities to have fun.

 

 

Apply Technology Effectively The work culture in the corporate world has undergone a drastic change and we all know that. But what is the major driving force in such a change. Well, it is technology, and much emphasis is laid upon imbibing tech skills in students so that they are ready for the job market.

 

Open to Ideas & Experiences A fresher’s outlook to organization is vital to make progressions in your career.

 

 

Observing things of the Corporate World Pay close and keen attention to the corporate culture as one needs to learn how things work within the organization.

 

 

Madhurima Tiwari

FinTech Manager

MBA finance 








Axis Bank Mutual Funds By Madhurima Tiwari

Axis Bank Mutual Funds 

By Madhurima Tiwari


1. Axis Credit Risk Fund (Erstwhile Axis Fixed Income Opportunities Fund) To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

 

2. Axis Focused 25 Fund To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies..

 

3. Axis Liquid Fund To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved..

 

4. Axis Strategic Bond Fund (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

 

5. Axis Short Term Fund To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved..

 

6. Axis Dynamic Bond Fund To generate optimal returns while maintaining liquidity through active management of a portfolio of debt and money market instruments..

 

7. Axis Long Term Equity Fund To generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the investment objective of the Scheme will be achieved..

 

8. Axis Arbitrage Fund  (Erstwhile Axis Enhanced Arbitrage Fund) To generate income through low volatility absolute return strategies that take advantage of opportunities in the cash and the derivative segments of the equity markets including the arbitrage opportunities available within the derivative segment, by using other derivative based strategies and by investing the balance in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns..

 

9. Axis Triple Advantage Fund To generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, fixed income instruments & gold exchange traded funds..

 

10. Axis Bluechip Fund (Erstwhile Axis Equity Fund) To achieve long term capital appreciation by investing in a diversified portfolio predominantly consisting of equity and equity related securities of Large Cap companies including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved..

 

Madhurima Tiwari [MBA Fin]

FinTech Manager

 

MBA finance


Cost Benefit Analysis By Madhurima Tiwari

Cost Benefit Analysis

By Madhurima Tiwari 

 

WHAT IS A COST-BENEFIT ANALYSIS?

 

A cost-benefit analysis is the process of comparing the projected or estimated costs and benefits (or opportunities) associated with a project decision to determine whether it makes sense from a business perspective.

 

Generally speaking, cost-benefit analysis involves tallying up all costs of a project or decision and subtracting that amount from the total projected benefits of the project or decision. (Sometimes, this value is represented as a ratio.)

 

If the projected benefits outweigh the costs, you could argue that the decision is a good one to make. If, on the other hand, the costs outweigh the benefits, then a company may want to rethink the decision or project.

 

There are enormous economic benefits to running these kinds of analyses before making significant organizational decisions. By doing analyses, you can parse out critical information, such as your organization’s value chain or a project’s ROI.

 

Cost-benefit analysis is a form of data-driven decision-making most often utilized in business, both at established companies and startups. The basic principles and framework can be applied to virtually any decision-making process, whether business-related or otherwise.

 

 

Madhurima Tiwari 

FinTech Manager

MBA Finance