Showing posts with label #Insurance #Birla #Aditya #Health #Star #Exide #India #Company. Show all posts
Showing posts with label #Insurance #Birla #Aditya #Health #Star #Exide #India #Company. Show all posts

Types oF Insurance

The Following Main Types oF Insurance Are Available Today :

Life Insurance

Life Insurance is Designed to provide a financial security to the family of a policy holder in the event of his or her death. Different 

types of life Insurance are available to obtain nowadays. The most common ones are term life Insurance and whole life Insurance. A term life Insurance is easily affordable but only covers an insured person for a specific length of time. On the other hand, whole life 
Insurance is more expensive but provides coverage for the entire life of an insured person. Often, life Insurance policies have 
exclusions to their coverage, such as pre-existing conditions. Make sure to go through all details of your policy with your Insurance 
agent

Health Insurance

Health Insurance generally covers medical expenses for health related issues that an insured person experienced.  Health-related 
Insurance comes in many plans:

Major Medical Insurance plans cover a hospital, drugs and doctor’s visits bills. Major medical Insurance plans usually comes in the 
group orindividual health plans. Group health plans are usually provided by a person’s employer. Group health plans are usually Cheaper and cover more expenses. An individual health plan is a private Insurance and should be purchased entirely by a covered individual. Individual health plans are more expensive and provide less coverage than group health plans.

Limited benefit plans are designed to cover an insured person for a particular health care setting or disease, such as:

1.            Basic Hospital Expense Coverage provides coverage for a period usually not less than a month of continuous in-hospital care 
and specified hospital outpatient services.

2.            Basic Medical-Surgical Expense Coverage provides coverage for a required surgery and also includes a certain number of 
days in-hospital care.

3.            Hospital ConfinementIndemnity Coverage provides a fixed amount coverage for each day that a person spends in a hospital

4.            Accident Only Coverage provides medical coverage in the event of disability, death, an accident or dismemberment.

5.            Specified Disease Coverage provides coverage to diagnose and treat a specific illness, such as leukemia, for instance.

-     Other Limited Coverage plans include dental or vision plans.

-    Additional coverage plans provide extra protection for a person who becomes disabled and requires long-term care or Medicare 
enrollment. These additional coverage plans include disability income, long-term care Insurance and medicalsupplemental coverage.

Property Insurance

Property Insurance includes homeowners or rental Insurance. This type of Insurance covers a person in the even his or her house 
or a rental apartment has been damaged by fire, flood, earthquake, theft and etc. Apartment complexes often require their renters to buy rental Insurance before they can move-in day.


Auto Insurance
Auto Insurance is one of the most popular types of Insurance. A car may easily be one of the most expensive items a person owns. If 
your car is stolen or damaged in the accident, it may be very costly to repair. Auto Insurance will pay to repair or replace a car if an insured person gets into an accident. Comprehensive motor vehicle Insurance is considered to be the most common Insurance policythat covers an insured person for loss, theft or damage to his/her vehicle. The cost of auto Insurance will vary depending on a driver’s age, claims history, the make and type of car.

Other less common types of Insurance plans include travel Insurance, bond Insurance, accidental death Insurance, crime Insurance, 
loan protection Insurance, casualty Insurance, deposit Insurance (FDIC) and many others.


BY
HARSHITA TIWARI
Intern FinTech


#Insurance
#Birla
#Aditya
#Health
#Star
#Exide
#India
#Company

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Insurance

What is 'Insurance'

Insurance is a Contract, represented by a Policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a Third party  ..                            
All  Insurance Companies In India

1      LIC India Life Insurance
2     New India Assurance
3     National Insurance
4     Bajaj Allianz Life InsuranceUnited India Insurance
5     Oriental Insurance
6     ICICI Prudential Life Insurance
7     HDFC Life Insurance
8     Max Life Insurance
9     SBI Life Insurance
10    Birla Sun Life Insurance
11     Apollo Munich Insurance
12    IFFCO Tokio Insurance
13    Bharti AXA Life Insurance
14    HDFC Ergo Insurance
15    Tata AIA Life InsuranceMax Bupa Insurance
16    PNB Metlife Insurance
17    Kotak Mahindra Insurance
18   Future Generali Insurance
19   Reliance Life Insurance
20  United India Insurance
21   Star Health Insurance
22  Cigna TTK Insurance
23  Aviva India Insurance
24  Indiafirst Insurance
25  Exide life Insurance


BY
HARSHITA TIWARI
Intern FinTech



#Insurance
#Birla
#Aditya
#Health
#Star
#Exide
#India
#Company


-- 

Click on Your Birth Month Link 
And 
Know What does your Birth Month 
Say About You ?

January -   
February -  
March -  
April - 
May -  
June -  

July -  
August -  

September -  

October -  


November -  
December - 


And