📘 FinTech Roadmap (30 Chapters: Basic to Advanced )
🟢 Basic Level (Ch. 1–10)
Goal: Build foundational knowledge in Finance, technology, and digital transformation.
Introduction to FinTech
What is FinTech?
Evolution of FinTech
Key Players: Startups, Banks, Regulators
Core Terminologies in FinTech
API, KYC, AML, P2P, BaaS, Neobanks
Global FinTech Glossary (ISO, SWIFT, CBDC)
Traditional vs Digital Banking
Retail, Corporate & Investment Banking
Digital banking transformation
Payments and Digital Wallets
UPI (India), PayPal, Stripe, Square
NFC, QR, Tokenization, BNPL (Buy Now Pay Later)
Blockchain Basics
Distributed Ledger, Nodes, Hashing
Bitcoin, Ethereum, Smart Contracts
Cryptocurrency Ecosystem
Tokens vs Coins, Wallets, Mining
Exchanges: Binance, Coinbase
Regulation and volatility
Regulatory Environment
Global Regulations (RBI, FCA, SEC, MAS, PSD2)
Regulatory Technology (RegTech)
Digital Lending and Credit Scoring
P2P lending, BNPL models
Alternative Credit Scoring (AI/ML-based)
InsurTech Fundamentals
Usage-based insurance, Robo-underwriting
Global Players (Lemonade, Oscar, PolicyBazaar)
Financial Inclusion and Digital Identity
Aadhaar (India), e-KYC, Mobile Money (M-Pesa)
UN SDGs & Global Inclusion Initiatives
🟡 Intermediate Level (Ch. 11–20)
Goal: Develop functional understanding of FinTech domains, applications, and compliance.
WealthTech & Robo-Advisors
Algorithmic Investing, ETFs
Players: Betterment, Wealthfront, Zerodha
Embedded Finance & BaaS
Banking as a Service (BaaS)
API Economy, Integration Models
Cybersecurity in FinTech
Data Encryption, Zero Trust, MFA
International frameworks: GDPR, ISO 27001
Open Banking and PSD2
Data Sharing, Aggregators (Plaid, Yodlee)
EU Regulations, API protocols
AI & ML in FinTech
Use in Fraud Detection, Personal Finance, Chatbots
Model Interpretability (Explainable AI)
RegTech & SupTech
Compliance Automation, Regulatory Sandboxes
SupTech for Central Banks
Decentralized Finance (DeFi)
DEXs, Yield Farming, Liquidity Pools
Protocols: Uniswap, Aave
Cross-border Payments & Forex
SWIFT, Ripple, TransferWise
FX Hedging, Remittance Market
Tokenization of Assets
Real Estate, Art, Commodities
STOs (Security Token Offerings)
ESG and Sustainable FinTech
Green FinTech, Carbon Trading Platforms
International Focus: Green Bonds, SDG-based funding
🔴 Advanced Level (Ch. 21–30)
Goal: Master strategy, architecture, and global FinTech trends.
FinTech Product Design & UX
Human-Centered Design, Gamification
A/B Testing, Mobile-First Strategies
Data Analytics & Behavioral Finance
Customer Segmentation, Risk Modelling
Nudging, Financial Literacy Apps
Smart Contracts & LegalTech
Use Cases in Real Estate, Insurance, Escrow
Limitations & International Legal Frameworks
Central Bank Digital Currencies (CBDCs)
Digital Yuan, eNaira, Sand Dollar
BIS and Global Regulatory Dialogues
FinTech Startups & Fundraising
Venture Capital, Incubators, Pitch Decks
Unicorns & Valuation Methods
FinTech Architecture & Infrastructure
Cloud-Native Systems, Microservices
Kubernetes, AWS/GCP in BFSI
International Case Studies
Alipay (China), Paytm (India), Klarna (Sweden), Nubank (Brazil)
Cross-market learnings
FinTech for MSMEs & Gig Economy
Lending, Bookkeeping, Payroll Solutions
RazorpayX, Tally, QuickBooks
Future Trends in FinTech
Web3, AI Agents, Quantum Finance
Regulatory Predictions
Capstone Project & Career Roadmap
Build a FinTech business idea or case study
Global Job Roles: FinTech Analyst, Product Manager, Compliance Officer, etc.
Shrishty Sharma
Manager HR
Asiatic International Corp
Shrishty@Flying-Crews.com
Shrishty@air-aviator.com
LinkedIn :
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