Asia’s Most Savvy Women

 

The Legacy Continues from “Most Successful Entrepreneur Women in Asia”

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After the phenomenal Success of our first edition —
“Most Successful Entrepreneur Women in Asia”
(with over 10,000+ copies Sold and hundreds of stories told) —

we now unveil the second chapter in this journey:

“Asia’s Most Savvy Women” — a celebration of bold, brilliant, and beautiful Minds redefining what it means to be powerful in today’s Asia.

This is more than a book. It’s a living archive of Women who lead with intelligence, elegance, and fire — whether in boardrooms, studios, hospitals, classrooms, or digital spaces.

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💡 What Defines a Savvy Woman?

A Savvy Woman is:

• Emotionally intelligent and sharp-Minded
  
  

• Purpose-driven, not just profit-driven
  
  

• Bold enough to lead, wise enough to listen
  
  

• Rooted in values, yet forward-thinking
  
  

• A source of inspiration, innovation, and impact
  
  

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🔍 Expanded Scope (Beyond Entrepreneurs):

Unlike the first book which focused solely on entrepreneurial Success, this edition widens the lens — welcoming Women achievers from all walks of life:

🎨 Artists, 🎓 Educators, 💼 Leaders, ✈️ Pilots, 📱 Influencers, ⚖️ Lawyers, 🧠 Engineers, 💃 Performers, 👩‍⚕️ Doctors, 💡 Innovators, 📚 Authors, 🧘‍♀️ Healers – and more.

If you’re making a mark, your story belongs here.

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📖 What the Book Includes:

• ✨ Feature Profiles (1–5 pages)
  
  

• 💬 Personal Interviews & Quotes
  
  

• 🎤 Real stories of challenge, growth & Success
  
  

• 📸 Beautiful portraits & work photos
  
  

• 🖼️ Exclusive photo gallery in blog
  
  

• 🏆 Certificates, recognitions & exposure
  
  

• 📱 Video feature for social platforms
  
  

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🧩 Submission Requirements:

• Name, Education, Email, WhatsApp
  
  

• Social Links (optional)
  
  

• Short 3rd-person Bio
  
  

• 5–10 clear solo photos
  
  

• Answers to 5–8 questions from our curated list
  
  

• Optional: video message or reel
  
  

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🚀 Launch & Exposure Plans:

• 🎉 Featured on Instagram, YouTube, and website
  
  

• 🧵 Hashtag campaign: #SavvyWomenAsia
  
  

• 🗞️ Blog spotlight + media outreach
  
  

• 📦 Exclusive digital reel and certificate
  
  

• 📚 Pre-order opportunities and launch invites
  
  

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📩 Apply Now

Submit your profile, photos & answers to:

📧 info@portrait-business-Woman.com
📱 +91 92187 36108

+91 9977513452

Join WA Group

https://chat.whatsapp.com/ESRG4zrx0Qk9duJCWh0tl3
🌐 www.Portrait-Business-Woman.com

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💬 Call-to-Action Caption (Optional Use):

🔥 Are you a Woman of purpose, power, and passion?
💫 Be part of “Asia’s Savvy Women” – the iconic follow-up to our best-selling book on female entrepreneurs.

🌟 If you're a creator, professional, changemaker, or leader – this book celebrates YOU.
📩 Apply now and let your story inspire Asia!

Shrishty Sharma

Group Head HR/ Author

Asiatic International Corp

Shrishty@Flying-Crews.com

Shrishty@Air-Aviator.com

https://www.flying-crews.com 

LinkedIn  : 

https://shorturl.at/U5G6E 

 Link tree: https://linktr.ee/Shrishty_HRM_Flying_Crews 

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https://shrishtysharma.vcardinfo.com 

 Instagram : https://www.instagram.com/flyingcrewhrm  

YouTube : 

https://www.youtube.com/aerosoftcorp

Trump's 50% Tariff Hike and What It Means

 

A Sudden Chill in US-India Relations: Trump's 50% Tariff Hike and What It Means

United States President Donald Trump has made a striking move, announcing a new 25% tariff on Indian goods, which, when combined with an existing 25% duty, brings the total tariff on many imports from India to a staggering 50%. This measure, which will come into effect in 21 days, is a direct response to India's continued purchase of Russian oil. While the White House frames the action as a way to "address threats to the U.S. by the Government of the Russian Federation," the implications for the US-India strategic partnership are profound and far-reaching.

Why the Tariffs?

The official reason for the tariff hike is India's energy trade with Russia. The U.S. government, under Trump's direction, has accused India of helping to finance Russia's military actions in Ukraine by purchasing its oil at discounted prices. This new tariff, termed a "secondary tariff," is designed to pressure countries into ceasing trade with U.S. adversaries.

However, many analysts see this as a tactic to force India to the negotiating table on a stalled trade deal. Trump has previously criticized India's high tariffs and trade surplus with the U.S. The new tariff, which places India on par with Brazil as facing the highest U.S. tariff rate, is a potent tool to achieve a more favorable trade agreement for the United States, particularly in sectors like agriculture, dairy, and pharmaceuticals—areas India has been reluctant to open up.

India's Reaction: A Stance of Defiance

The Government of India has responded with a statement calling the U.S. action "extremely unfortunate," "unfair, unjustified, and unreasonable." Indian officials have reiterated that their oil purchases are based on market factors and are essential for the energy security of the nation's 1.4 billion people.

Prime Minister Narendra Modi, while not directly naming Trump, has also taken a firm public stance. Speaking at a conference, he declared that India would "never compromise on the interests of its farmers, dairy farmers, and fishermen" and that he was ready to pay a "heavy price" for it. This shows the political sensitivity of these sectors in India and suggests that concessions will be difficult.

What Does This Mean for Trade and Diplomacy?

The immediate economic impact is a major concern. Experts believe that a 50% tariff will severely hit Indian exports in key sectors like textiles, marine products, leather, and gems and jewelry. Some predict that exports in these categories could fall by 50-70%, potentially having a significant negative effect on India's GDP.

Crucially, this move jeopardizes the broader strategic partnership that has been carefully built between the two nations over the past two decades. The U.S. and India have been increasingly aligned in their efforts to counter China's growing influence in the Indo-Pacific, most notably through the Quad alliance. Trump's tariffs risk fracturing this relationship and could push India toward closer ties with other nations.

While pharmaceuticals, along with steel and aluminum, are currently exempt from the additional tariffs, the overall message from Washington is clear: the U.S. is willing to use economic pressure to achieve its geopolitical and trade objectives, even with a key strategic partner. The next 21 days will be critical, as both nations weigh their options and decide whether to engage in negotiations or escalate the nascent trade conflict.

The Ultimate Financial Checklist 5 Steps to Protect Your Loved Ones

 

The Ultimate Financial Checklist: 5 Steps to Protect Your Loved Ones

Because it is our responsibility to make things a little easier for the people we leave behind.

1. Review nominations

Make sure nominations are updated for:

Bank accounts

Fixed deposits and NSC

Lockers

Demat accounts

Life/vehicle/property insurance

Investments

PF and pension documents

Many of us forget to update old nominations — sometimes, our late parents are still listed as nominees.

2. Passwords

Everything has a password these days —

emails, bank accounts, laptops…

What if no one can access your systems after you’re gone?

Keep the records in a safe place.

3. Investments

We invest every year to save tax —

but have you ever listed all those investments clearly?

Are they stored in a laptop that no one else can unlock?

4. Will

Even a simple will can save your family from a lot of trouble.

No indemnity bonds, notarization, no objection certificates or witnesses needed.

Just clarity.

5. Loans and Liabilities

Before taking a car or home loan, ask yourself:

If I am not around, will my family be able to bear this burden?

If not, please take loan protection insurance.

My battle has just begun.

But if we all learn and apply these simple tips,

we can save our loved ones from unnecessary pain in our absence.

We don’t know what the future holds —

The Scout motto says:

Be Prepared

क्योंकि यह हमारी ज़िम्मेदारी है कि हम अपने पीछे छोड़े गए लोगों के लिए चीज़ें थोड़ी आसान बनाएँ।

1. नामांकनों की समीक्षा करें

सुनिश्चित करें कि नामांकन इनके लिए अपडेट किए गए हैं:

बैंक खाते

सावधि जमा और एनएससी

लॉकर

डीमैट खाते

जीवन/वाहन/संपत्ति बीमा

निवेश

पीएफ और पेंशन दस्तावेज़

हम में से कई लोग पुराने नामांकन अपडेट करना भूल जाते हैं — कभी-कभी, हमारे दिवंगत माता-पिता अभी भी नामांकित व्यक्ति के रूप में सूचीबद्ध होते हैं।

2. पासवर्ड

आजकल हर चीज़ का एक पासवर्ड होता है —

ईमेल, बैंक खाते, लैपटॉप...

अगर आपके जाने के बाद कोई आपके सिस्टम तक नहीं पहुँच सकता, तो क्या?

रिकॉर्ड को सुरक्षित जगह पर रखें।

3. निवेश

हम हर साल टैक्स बचाने के लिए निवेश करते हैं —

लेकिन क्या आपने कभी उन सभी निवेशों को स्पष्ट रूप से सूचीबद्ध किया है?

क्या वे किसी ऐसे लैपटॉप में संग्रहीत हैं जिसे कोई और अनलॉक नहीं कर सकता?

4. वसीयत

एक साधारण वसीयत भी आपके परिवार को भारी मुश्किलों से बचा सकती है।

कोई क्षतिपूर्ति बांड, नोटरीकरण, अनापत्ति प्रमाण पत्र या गवाहों की ज़रूरत नहीं।

बस स्पष्टता।

5. ऋण और देनदारियाँ

कार या घर का ऋण लेने से पहले, खुद से पूछें:

अगर मैं नहीं रहूँगा, तो क्या मेरा परिवार इस बोझ को उठा पाएगा?

अगर नहीं, तो कृपया ऋण सुरक्षा बीमा ले लें।

मेरी लड़ाई अभी शुरू हुई है।

लेकिन अगर हम सब इन आसान तरीकों को सीखें और लागू करें,

तो हम अपने प्रियजनों को अपनी अनुपस्थिति में अनावश्यक दर्द से बचा सकते हैं।

हम नहीं जानते कि भविष्य में क्या होगा —

लेकिन जैसा कि स्काउट का आदर्श वाक्य कहता है:

"तैयार रहो।"

The 5 D’s in FinTech: Key Pillars Driving Financial Innovation

 

The 5 D’s in FinTech: Key Pillars Driving Financial Innovation

The financial services landscape is undergoing a rapid transformation, led by the powerful intersection of finance and technology—commonly referred to as FinTech. This revolution is driven by five critical forces, often known as the "5 D’s of FinTech." These pillars not only define the core of modern financial innovation but also highlight where the future of finance is headed.

Let’s explore each of the 5 D’s and understand how they are reshaping the financial world:

1. Digitalization

Digitalization refers to the transition from traditional paper-based or manual processes to digital platforms and ecosystems. In FinTech, this means using apps, cloud platforms, APIs, and digital interfaces to offer banking, insurance, investing, and payment services.

Examples:

• Online banking and mobile wallets (like Paytm, Google Pay)
  
  

• Neo-banks and digital-only banks
  
  

• Robo-advisors providing automated investment guidance
  
  

Impact:
Digitalization enhances speed, accessibility, and convenience for users while reducing operational costs for companies.

2. Data

Data is the new currency of the financial world. Every transaction, click, and interaction generates valuable data that can be analyzed to understand customer behavior, mitigate risks, and improve decision-making.

Applications in FinTech:

• Credit scoring using alternative data (like social behavior, mobile usage)
  
  

• Fraud detection using machine learning
  
  

• Personalized financial product offerings
  
  

Impact:
With the help of big data and analytics, FinTech companies are making financial services more precise, inclusive, and user-friendly.

3. Disintermediation

Disintermediation refers to removing traditional intermediaries like banks, brokers, or agents from financial transactions. FinTech platforms connect borrowers with lenders, investors with investment opportunities, or customers with insurers directly.

Examples:

• Peer-to-peer lending platforms (e.g., LendingClub, Faircent)
  
  

• Crowdfunding portals
  
  

• Direct-to-consumer insurance (InsurTech platforms)
  
  

Impact:
This lowers costs, improves transparency, and offers better returns or pricing for users while increasing competition in the market.

4. Decentralization

Decentralization is driven by blockchain technology and involves distributing control away from central authorities to a distributed network. This is the foundation of cryptocurrencies, DeFi (Decentralized Finance), and smart contracts.

Examples:

• Bitcoin and Ethereum as decentralized digital currencies
  
  

• Decentralized exchanges (DEXs) like Uniswap
  
  

• DeFi lending protocols such as Aave and Compound
  
  

Impact:
Decentralization challenges the traditional centralized control of money and finance, offering more autonomy, lower transaction fees, and greater inclusivity.

5. Democratization

Democratization in FinTech means making financial services accessible to all—regardless of income, geography, or background. This is achieved through mobile banking, micro-investing apps, buy-now-pay-later models, and digital insurance.

Examples:

• Micro-investment platforms (e.g., Groww, Acorns)
  
  

• Affordable insurance via digital channels
  
  

• Financial literacy tools for underserved populations
  
  

Impact:
Democratization empowers individuals by giving them control over their financial lives, especially in emerging markets and unbanked communities.

Sanskar Kadu

Fintech Specialist

Asiatic International Corp

sanskar.fintech@gmail.com

fintech.sanskar@gmail.com

https://www.fintech-start-up.com/

LinkedIn  : 

https://lnk.ink/AqN3L

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