Tariffs, Trade Wars & Global Tension

 

Tariffs, Trade Wars & Global Tension: What


Happened After China Exposed the Game ?

Core Theme:

Tariffs have shifted from being traditional economic tools to becoming strategic weapons in modern Global politics and economics—used not only for protecting industries but also to gain geopolitical leverage.


Key Takeaways:

  1. Tariffs Are Strategic Now

    • Traditionally meant to protect domestic industries, Tariffs are now being used for political retaliation, market control, and power projection.

    • The U.S.–China trade war highlights this shift, with both nations using Tariffs as leverage rather than just economic policy.

  2. China's 2024 Exposed

    • China revealed that the U.S. was:

      • Using inflated national security claims to justify Tariffs.

      • Discriminating against Chinese firms under protectionist policies.

      • Acting hypocritically—advocating open trade while practicing protectionism.

    • The exposé included leaked U.S. documents and trade talk recordings.

  3. U.S. Response

    • Launched “Tariff Transparency 2.0” to build Global trust.

    • Strengthened alliances with non-China countries like India, EU, and Latin America.

    • Accelerated tech decoupling by increasing Tariffs on Chinese tech goods.

    • Used social media campaigns to influence public opinion and Global perception.

  4. Winners & Losers

    • Winners: U.S. domestic producers, regional allies, and Global media.

    • Losers: Consumers (due to price hikes), small businesses (due to supply issues), and developing nations (caught between powers).

  5. Conclusion:
     Tariffs are no longer just about economics—they’re part of a broader power narrative in a world moving toward multipolar influence (not just U.S.-dominated).




  • Trisha Kesarwani

  • Fintech Specialist

  • Asiatic In Corp 

  • Trisha.Asiatic@gmail.com

  •  Asiatic.Trisha@gmail.com

  • www.AsiaticInCorp.com

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The Future of Finance is Embedded

 The Future of Finance is Embedded


Imagine buying your favorite sneakers online and being offered financing options at checkout. Or, picture a ride-hailing app that lets you pay for your ride with a simple tap, without leaving the app. Welcome to the world of embedded finance, where financial services meet convenience and innovation.


What is Embedded Finance?

Embedded finance integrates financial services like banking, payments, lending, and insurance into everyday platforms and applications. This seamless integration eliminates the need to switch between apps or websites, making financial transactions easier and more intuitive.


The Benefits are Clear

1. Convenience: Financial transactions become a breeze, enhancing user experience.

2. Increased Adoption: Financial services are more accessible, reaching a broader audience.

3. New Revenue Streams: Non-financial companies can tap into financial services, creating new business opportunities.


Real-World Applications

1. E-commerce: Integrated payment and financing options at checkout.

2. Marketplaces: Embedded lending and insurance services for buyers and sellers.

3. Digital Platforms: In-app payment and banking solutions.



The Future is Now

As embedded finance continues to evolve, expect even more innovative applications. The lines between finance and technology will blur, creating new opportunities for businesses and consumers alike. Get ready to experience the future of finance, embedded in the services you use every day.





















        
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FinTech Roadmap 30 Chapters: Basic to Advanced

 


📘 FinTech Roadmap (30 Chapters: Basic to Advanced )

🟢 Basic Level (Ch. 1–10)

Goal: Build foundational knowledge in Finance, technology, and digital transformation.

  1. Introduction to FinTech

    • What is FinTech?

    • Evolution of FinTech

    • Key Players: Startups, Banks, Regulators

  2. Core Terminologies in FinTech

    • API, KYC, AML, P2P, BaaS, Neobanks

    • Global FinTech Glossary (ISO, SWIFT, CBDC)

  3. Traditional vs Digital Banking

    • Retail, Corporate & Investment Banking

    • Digital banking transformation

  4. Payments and Digital Wallets

    • UPI (India), PayPal, Stripe, Square

    • NFC, QR, Tokenization, BNPL (Buy Now Pay Later)

  5. Blockchain Basics

    • Distributed Ledger, Nodes, Hashing

    • Bitcoin, Ethereum, Smart Contracts

  6. Cryptocurrency Ecosystem

    • Tokens vs Coins, Wallets, Mining

    • Exchanges: Binance, Coinbase

    • Regulation and volatility

  7. Regulatory Environment

    • Global Regulations (RBI, FCA, SEC, MAS, PSD2)

    • Regulatory Technology (RegTech)

  8. Digital Lending and Credit Scoring

    • P2P lending, BNPL models

    • Alternative Credit Scoring (AI/ML-based)

  9. InsurTech Fundamentals

    • Usage-based insurance, Robo-underwriting

    • Global Players (Lemonade, Oscar, PolicyBazaar)

  10. Financial Inclusion and Digital Identity

  • Aadhaar (India), e-KYC, Mobile Money (M-Pesa)

  • UN SDGs & Global Inclusion Initiatives

🟡 Intermediate Level (Ch. 11–20)

Goal: Develop functional understanding of FinTech domains, applications, and compliance.

  1. WealthTech & Robo-Advisors

  • Algorithmic Investing, ETFs

  • Players: Betterment, Wealthfront, Zerodha

  1. Embedded Finance & BaaS

  • Banking as a Service (BaaS)

  • API Economy, Integration Models

  1. Cybersecurity in FinTech

  • Data Encryption, Zero Trust, MFA

  • International frameworks: GDPR, ISO 27001

  1. Open Banking and PSD2

  • Data Sharing, Aggregators (Plaid, Yodlee)

  • EU Regulations, API protocols

  1. AI & ML in FinTech

  • Use in Fraud Detection, Personal Finance, Chatbots

  • Model Interpretability (Explainable AI)

  1. RegTech & SupTech

  • Compliance Automation, Regulatory Sandboxes

  • SupTech for Central Banks

  1. Decentralized Finance (DeFi)

  • DEXs, Yield Farming, Liquidity Pools

  • Protocols: Uniswap, Aave

  1. Cross-border Payments & Forex

  • SWIFT, Ripple, TransferWise

  • FX Hedging, Remittance Market

  1. Tokenization of Assets

  • Real Estate, Art, Commodities

  • STOs (Security Token Offerings)

  1. ESG and Sustainable FinTech

  • Green FinTech, Carbon Trading Platforms

  • International Focus: Green Bonds, SDG-based funding

🔴 Advanced Level (Ch. 21–30)

Goal: Master strategy, architecture, and global FinTech trends.

  1. FinTech Product Design & UX

  • Human-Centered Design, Gamification

  • A/B Testing, Mobile-First Strategies

  1. Data Analytics & Behavioral Finance

  • Customer Segmentation, Risk Modelling

  • Nudging, Financial Literacy Apps

  1. Smart Contracts & LegalTech

  • Use Cases in Real Estate, Insurance, Escrow

  • Limitations & International Legal Frameworks

  1. Central Bank Digital Currencies (CBDCs)

  • Digital Yuan, eNaira, Sand Dollar

  • BIS and Global Regulatory Dialogues

  1. FinTech Startups & Fundraising

  • Venture Capital, Incubators, Pitch Decks

  • Unicorns & Valuation Methods

  1. FinTech Architecture & Infrastructure

  • Cloud-Native Systems, Microservices

  • Kubernetes, AWS/GCP in BFSI

  1. International Case Studies

  • Alipay (China), Paytm (India), Klarna (Sweden), Nubank (Brazil)

  • Cross-market learnings

  1. FinTech for MSMEs & Gig Economy

  • Lending, Bookkeeping, Payroll Solutions

  • RazorpayX, Tally, QuickBooks

  1. Future Trends in FinTech

  • Web3, AI Agents, Quantum Finance

  • Regulatory Predictions

  1. Capstone Project & Career Roadmap
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