Education Loan

   """"" EDUCATION LOAN""''"

Education is the one area that many people, especially Indians, are willing to spend on. Earning a good education is seen as one of the chief aspirations of millions, if not a billion, Indians and it is the one investment that an overwhelming majority of Indian families will agree on! However, a quality education, whether in India or overseas, can also be quite expensive and an education loan is one way of managing the cost.



Education Loan is becoming popular every day as yearly raising in the fee structure.

 All you need is a quality education for your great future. Education is considered as a valuable assest of all you have.



However , Education in premier educational institutes and universities is based on purely merit and some only deserve for it,and in some institutes it is very costly and not easily available to everyone and only a few can afford it.



Thus, education loans are vitally important. So many people apply for educational Loan in banks and financial institutes to pursue their studies for meritorious and deserving students to pursue their higher and basic education in India or aboard.


Almost all banks in India offer education loans, and the demand for it has remained stable with the Indian student community.



                                                                  """'Why Education Loan?"""""



Education is Expensive- It is the insuffient money for your education as it is a matter of instant availability. 
A good education is expensive and the expenses aren’t changing in a predictable curve.
Specialised Help-The extra amount for caution deposits, library fees, building deposits, laboratory fees, hostel fees etc.
 It’s more organized and seamless with an education loan.Widely and Easily Available - Conforming to some basic requirements and confirming your ability to repay the borrowed amount is all it takes to get on-board.Timely Assistance - There is a timely assistance for you to pay your semester fees as sooner as possible.



                                                         """"Features & Benefits of Education Loans:""""



When it comes to a complete education loan, the features and benefits offered are the designated deal makers. Commonly, the following conveniences are offered as part of the education loan-

Universally available. Anyone with a will to study can apply.Education loans are provided to pursue all types of academic courses, in India and abroad. The courses include graduation, post-graduation, vocational courses and other certificate courses.Loan amounts can vary from a minimum of Rs.10 lakhs to a maximum of Rs.15 lakhs. 
For education abroad, banks will provide loans to the quantum of Rs.20 lakhs.The applicant’s annual family income and the course pursued are primary determinants for the applicable loan amount.
Usually, female students are offered discounts and/or lower interest rates when it comes to education loans.Government sponsored subsidy schemes, such as ‘Central Scheme to provide Interest subsidy (CSIS)’ help students from the economically backward sections of society avail the benefits of a robust loan for education.The applicant need not repay the borrowed amount immediately. Post the completion of the course, the repayment tenure can stretch upto 5-7 years.Generally, loans below Rs.4 lakhs do not require a security or guarantor.

BY
HARSHITA TIWARI
Intern FinTech


http://www.fintech-start-up.com/2018/02/education-loan.html

 #LOAN #EDUCATION #STUDENT #AMOUNT #ROBUST #DISCOUNT #BANK #DEPOSIT #FEES STRUCTURE #AFFORD, 


#apply
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#AirHostess / 
#CabinCrew
#Frontier #Airlines  #Position







Cabin Crew Career Guide
By
Pragati Srivastava [ Air Hostess ]
Capt Shekhar Gupta [Pilot]
Language: English
Cost : USD $100  [ International ] 
Indian INR 699


Pilot’s  Career  Guide
By 
Shekhar Gupta
Rating: Not yet rated. 
Published: July 13, 2013 
Language: English
ISBN: 9781301650040


Pilot’s Career Guide

Nonfiction » Career Guides » Education

Nonfiction » Career Guides » Transportation

Cover for 'Pilot’s  Career  Guide'
By 
Shekhar Gupta
Rating: Not yet rated. 
Published: July 13, 2013 
Words: 26,240  ( Approximate )
Language: English
ISBN: 9781301650040
Cost : USD $100  [ International ] 
Indian INR 1,000







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Virtual Investment

Virtual Investment

 Who doesn't wants an everlasting income with minimal efforts? Everyone, each and every individual in this world has an urge to earn extra income to live a satisfactory life. So,  what about earning by just spreading your knowledge amd by investing less time and efforts.

 Intellectual property rights, that is the discoveries, formulas, inventions, knowledge, registered designs, software, and works of artistic, literary in nature that is readily tradable under certain preserved rights of the owner. IP is becoming a new type of investment for the people who want to work with ease or for the ones who want to earn extra income. 

 IP is a virtual investment which has so many advantages to offer; with better control and engaged profit it boosts the morale of the owner and encourages him to produce more. IP enables people to follow their passion by earning through what they like to do. IP is not physical in nature, these are intangible assets that a person owns.
Big companies are also adopting IP as an investment option as an defensive act against potential customers which helps increase a company's market value and improve future profitability. Even,  expectations for future profit may be considerably affected by the acquisition of key patents. 

 Most importantly investments in any physical tangible asset requires higher maintainence costs, that means huge future expenditures. Even if considered in this sense,  the Intellectual Property of an individual turns out to be of a great profit without any worries of future expenditures or costs. What you earn out of it totally belongs to you without any expenses on your asset. 

 Intellectual Property (IP) systems can be critical in helping new ventures transform their innovation potential and creativity into market value and competitiveness. Intellectual Property rights (IPR) allow innovative entrepreneurs to protect their inventions. They may also have multiple other functions, accessing knowledge markets and networks, and preventing rivals from patenting related inventions. Though physical property is much prevalent but IP gives you much ease and convenience to invest and earn.

 Therefore IP could be used for an investment venture successfully, and moreover helps you to promote your work and preserve against any threat of steal or copying. Intellectual property thus helps an individual to grow with ease and built an independent work for himself. 

 Given below are examples of how one can invest in Intellectual property rights-

 Pilot's Career Guide 
Notion Press

https://www.amazon.in/dp/1947027700/ref=cm_sw_r_wa_awdb_t1_DELGAbWRDJ5HP
Cabin Crew Career Guide, 
Path to Success Author Paradise 

 https://www.amazon.in/dp/8193502213 ref=cm_sw_r_wa_awdb_t1_EN7GAbD6KEGRV
http://alfapilotshop.alfabloggers.com/
Lubna Anjum.

LinkedIn 
https://www.linkedin.com/in/lubna-anjum-262121142

Twitter 

Facebook 









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#intellectualpropertyrights
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#minimalefforts
#spreadingknowledge
#discoveries
#formulas
#inventions

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INVESTMENT A TRICKY HUMAN GAMBLE

INVESTMENT A TRICKY HUMAN GAMBLE

Investment is a speculation which  is an advantage or a thing that is bought with the expectation that it will produce pay or will acknowledge later on. In a financial sense, a venture is the buy of products that are not devoured today but rather are utilized as a part without bounds to make riches physically or mentally.
Intellectual Investment is protected innovation is immaterial... thoughts. It's something somebody consider in their brain. Making a creation, how a book ought to be composed, how a work of art ought to be painted. Indeed, these thoughts can be, and sometimes must be, decreased to a physical exemplification (book composed on PC circle or paper; painting on canvas, development lessened to rehearse by planning of a model or by composing a depiction and important illustrations) so as to meet all requirements for assurance under the law, however the ideas were scholarly.  

Interestingly, physical property... for example, land... doesn't require origination ofideas. Land simply is. Some of the time you need to quantify it (study it) to have rights to it; or stake it out and do certain demonstrations to possess it (like homesteading), or find it (like a strange, uninhabited island outside the current national region cases of a nation (not likely here on Earth any longer), but rather you don't need to "conceive” of it.Before we get to every one of the contentions utilized by communists, some anarcho-entrepreneurs, and grouped others to guarantee IP isn't property and along these lines must not be ensured, I'd get a kick out of the chance to set up, by method for similarity, the incomparable estimation of protected innovation.


Assume tomorrow we stirred and everywhere throughout the world each thing of physical property was no more. No houses, no bulldozers, no solution, no vehicles, no books, no PCs, no garments each type of physical property was no more. The world would be in the condition it was one million years back. To what extent would it take mankind to reconstruct itself to where we are currently?
So here is the uplifting news for every one of the general population who are sure I am totally mixed up and that taking other individuals' IP – in light of the fact that it truly isn't property – is the genuine way to heaven. In a general public of Contractual Republics, you are allowed to sort out your republic as you see fit. While every single Contractual Republic work on no less than one rule of non-utilize and non-support of pressure, there is nothing keeping everybody in a republic from concurring that their IP isn't property and can be utilized without limitation by all others in that republic. Truth be told, they could likewise consent to not utilize any type of cash.


Along these lines, individuals can sort out themselves into whatever Contractual Republics they think will enable them to experience their lives with the Freedom to work in the way they pick without dread of intimidation from inside or outside of their group. Indeed, even individuals who need unclear, moving laws made by degenerate legislators, congressmen, individuals from parliament, and so forth., can have those laws forced on them by compel as long as they consent to that by contract. Statist can be directed to. Syndicalist can claim nothing and work for the system. Also, genuine Capitalists can work to better their own lives by bettering the lives of others in their republic and those outside their republic who happen to concur with their terms and definitions. Everybody gets what he needs. (Or on the other hand maybe what he supposes he needs until the point that he understands it won't really give a fair presence.)

A Contractual Republic is an immense system of each individual's property assurance. It licenses everybody to live in the state of Freedom. What's more, indeed, the idea itself is Intellectual Property.

Now and again physical property is the aftereffect of Intellectual Property... the physical bit of work of art delivered by a craftsman; yet once in a while does the insignificant ownership of a bit of physical property convey all the licensed innovation rights that are related with the physical thing. Purchasing a book doesn't give you the privilege to make and offer duplicates of the book until the point that the copyright lapses' and after that you don't need to claim a duplicate of the book to make and offer duplicates. Buying a vehicle doesn't give you the privilege to make utilization of the creations that are incorporated into the car - until the point when the patent rights lapse; and once the licenses terminate you don't need to have at any point possessed the car to hone the developments that were the subject of the terminated patent.



Keep in mind to convey this movement basics list along on your outing to Mumbai and around and keep matching the “Tales of Mumbai”




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Credit Card

A Credit Card is a Card issued by a Financial Company giving the holder an option to Borrow Funds, usually at point of Sale. Credit Cards Charge Interest and are Primarily used for Short-Term Financing. Interest usually begins one month after a purchase is made, and Borrowing limits are pre-set according to the individual's Credit rating.
A Credit Card is a Card which allows people to Buy items without Cash. When they Buy something, a sales clerk uses it to charge the Money needed to their account, so the person will pay later. They are buying it on Credit, which is the Trust that they will pay it Back Later.
When a Customer Purchases a Product via Credit Card, the Credit Card's Issuing Bank pays on Behalf of the Customer and Customer has a certain Amount of Time to Pay the Credit Card Bill. If a person does not pay within the Time limit (usually a month) they will have to Pay Extra Money, called Interest. Payment using Credit Card is one of most common modes of Electronic Payment. Credit Card is small Plastic Card with a unique number Attached to an Account. It has also a magnetic strip or an EMV Chip in it which is used by Card Readers……

A Credit Card is Issued by a Credit Card provider, like Capital One, and they are Designed to pay for things in Shops or Online. You can also use Credit Cards for Balance Transfers and Taking out Cash (also known as cash advance or cash withdrawal) from an ATM.
You can use your Credit Card WorldWide as they are Accepted in Millions of places at home and Abroad, so they are very Handy in any Language. There are often Fees or charges for using your Credit Card OverSeas, so check your Credit Card agreement before you go.

When you get a Credit Card you will be given a Credit limit. This is the total amount you have available to spend using the Credit Card. You should always leave some Available Credit on your Credit Card for any Lnterest to be Applied.
Details of all transactions you make will be shown on your statement, along with the Minimum Amount you must pay,The Date by which your Credit Card provider must Receive at least your Minimum Payment……
If you do not pay off your balance in full each month, you will be charged interest on the amount remaining on your account. Check your Credit Card Agreement to make sure you know how much you will be charged.
There are a lot of Credit Cards out there Today; In fact, It seems There are New Credit Cards popping up all of the time. There may seem like there is a lot of Choice, and it can be a little Daunting. All Credit Card providers are slightly different, so it's worth taking the time to find the best match for you.
Some Credit Cards are great for making Purchases, some offer deals for balance transfers, but one thing all Credit Cards have in common is they need to be used sensibly.

To apply for a Credit Card you have to be at least 18 years old, and your Application will be based on a number of factors including your Credit Worthiness.
Each Credit Card provider will be looking for different things but they will all look very closely at what you say on your application form and your Credit History. Remember, when applying for Credit Cards always:
“””Check the eligibility criteria - this will give you some idea of whether you are likely to be accepted or not………………………………………..


BY
HARSHITA TIWARI
Intern FinTech







http://www.fintech-start-up.com/2018/02/credit-card.html
#credit #bank #payement #cards #amount #customer #purchase #money #product #financing #balance #unique number.., 



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